Yvette Garay

Proudly serving the Sacramento region, I am a bilingual (English/Spanish) mortgage professional with over 23 years of experience in the lending industry.

I entered the mortgage business because I believe clients deserve to be treated the way I would want to be treated with honesty, respect, and clear communication. I truly love helping families understand their options and guiding them confidently through the home loan process.

As a mortgage broker, I work with multiple lenders, allowing me to provide a wide range of competitive loan options tailored to each client’s unique situation.

What sets me apart is my personal approach. I value face-to-face meetings, attend signings whenever possible, and communicate consistently throughout the process. I take the time to explain each step clearly, so my clients feel informed and empowered from start to finish.