Loan Programs
Loan Program Options
![](https://xperthomelending-v1717016926.websitepro-cdn.com/wp-content/uploads/2023/11/fha-loans.png)
FHA Home Loan
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
![](https://xperthomelending-v1717016926.websitepro-cdn.com/wp-content/uploads/2023/11/va-loans.png)
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
![](https://xperthomelending-v1717016926.websitepro-cdn.com/wp-content/uploads/2023/11/USDA_LOAN.png)
USDA Loans
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
![](https://xperthomelending-v1717016926.websitepro-cdn.com/wp-content/uploads/2023/11/jumbo_loan.png)
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is...
Mortgage Rate Options
![](https://xperthomelending-v1717016926.websitepro-cdn.com/wp-content/uploads/2023/11/Fixed_rate_mortgage.png)
Fixed Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s...
![](https://xperthomelending-v1717016926.websitepro-cdn.com/wp-content/uploads/2023/11/ARM_Mortgage.png)
Adjustable Arm
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a...
![](https://xperthomelending-v1717016926.websitepro-cdn.com/wp-content/uploads/2023/11/Interest_only.png)
Interest Only
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...