Julio A. Villalobos

I’m Julio Villalobos, a proud Latino Loan Officer licensed in Utah with over 20 years of experience in the mortgage industry. Throughout my career, I’ve worked extensively with the Latino community, helping families understand the process, overcome barriers, and achieve the dream of homeownership. I believe in education, transparency, and honest communication, and I take the time to guide my clients step by step with personalized strategies that fit their financial goals. Whether you’re buying your first home, refinancing, or investing, my mission is to make the mortgage process clear, empowering, and stress-free.