"Mike was awesome through and through. We started on an initial discovery call to get a vibe of what is realistically possible. Gave him my numbers and what I was ultimately comfortable with and he got to work. Within 24 ..."
Justin Kummer
MD
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
I help buyers in Arizona and California find the loan that fits. I'll tell you plainly when a loan doesn't make sense.
MichaelMichael Dannenberg · NMLS 841180
One conversation. No application, no credit pull.
Tell Michael what you're trying to do. Michael takes it from there.
Start the conversation
You're in
Thanks, there. Michael has your details.
- Michael reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Michael Dannenberg, NMLS #841180
Licensed in Arizona and California
What happens next
Three Steps. No Pressure.
- 01
Tell Michael your goal
Share a few basics so Michael understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Michael compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Michael, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Michael
"Mike was awesome! He was very knowledgeable, attentive and helped me navigate the whole process. I can't recommend him enough."
Nicholas Smith
"I felt like Mike and his team were really on my side. They listened to my needs and pivoted when necessary. They worked hard to make sure my interests and needs were met. I can’t thank them enough."
Jason Gawel
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Michael asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Michael and Xpert Home Lending's secure system so Michael can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Michael can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Michael has your income documents and your permission to run credit. If you're about to write an offer, say so and Michael will prioritize it.