Megan Lamerato, Loan Officer

Loan Officer · Colorado

Megan Lamerato

NMLS #743350

The Right Mortgage Is Simpler Than You Think.

Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.

I've spent 12+ years helping buyers in Colorado find the loan that fits. I'll tell you plainly when a loan doesn't make sense.

MeganMegan Lamerato · NMLS 743350

One conversation. No application, no credit pull.

Tell Megan what you're trying to do. Megan takes it from there.

Start the conversation

Megan follows up personally, usually the same business day. No obligation.

No credit pullSecureNever sold
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender Megan Lamerato, NMLS #743350 Licensed in Arizona, California and 3 more

What happens next

Three Steps. No Pressure.

  1. 01

    Tell Megan your goal

    Share a few basics so Megan understands your timeline and budget. That's the whole form.

  2. 02

    We match programs across our lender network

    Xpert works with a large network of lenders. Megan compares programs, pricing, and guidelines across them and highlights the options that fit you best.

  3. 03

    You choose your path

    Talk to Megan, get a written preapproval, or keep the numbers for now. Your call.

Proof

Borrowers Who Work with Megan

"I cannot say enough good things about Megan, Brad, and the incredible team at Greenlight. As a first-time homebuyer, the process felt overwhelming at times, but Megan and the team at Greenlight went above and beyond ..."

Melissa Tillman2026-02-13

"Megan is the BESSTTTTT!! We tackled our refinance through her and ive never in my life had such an amazing lender experience (after multiple new property purchases & refinances). She is head and shoulders above anyone ..."

Megan Beatty2026-04-13

"We were so impressed with Megan's work on our loan. She went above and beyond: near immediate response times, going to bat for us over and over again in multiple ways, and clarifying our options in ways other agents ..."

Kevin Hermann2026-04-13

Before you fill out the form

The Questions That Stop People.

No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Megan asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Megan and Xpert Home Lending's secure system so Megan can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Megan can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Megan has your income documents and your permission to run credit. If you're about to write an offer, say so and Megan will prioritize it.
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