"I cannot speak highly enough of my experience working with Matt. He is the most professional, efficient, responsive, and resourceful person I have worked with in a long time. Matt answers calls and requests quickly, and ..."
Therese Ducharme
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
I founded Greenlight because every borrower deserves speed, transparency, and a lender who actually picks up the phone.
MatthewMatthew Hardy · NMLS 869845
One conversation. No application, no credit pull.
Tell Matthew what you're trying to do. Matthew takes it from there.
Start the conversation
You're in
Thanks, there. Matthew has your details.
- Matthew reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Matthew Hardy, NMLS #869845
Licensed in Colorado
What happens next
Three Steps. No Pressure.
- 01
Tell Matthew your goal
Share a few basics so Matthew understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Matthew compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Matthew, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Matthew
"Matt was fantastic to work with during our home purchase. Suggestions he made in critical moments made a huge difference in the long run. He kept us up to date and responded quickly when we had questions. I would ..."
Brent Rajewski
"Matt Hardy was a pleasure to work with in coordinating a long-distance mortgage and real estate purchase. He is knowledgeable, personable and responsive, and was quick to reply to the millions of questions we had for ..."
Hudson Valley Professional Development
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Matthew asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Matthew and Xpert Home Lending's secure system so Matthew can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Matthew can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Matthew has your income documents and your permission to run credit. If you're about to write an offer, say so and Matthew will prioritize it.