"Krissi is the best: knowledgeable, patient, thorough, thoughtful, dedicated and honest. She works hard and fights for you, answering calls and texts at random hours. She will guide you and fight to get you the best ..."
Stephanie Mahder
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
I help buyers in Texas find the loan that fits. I'll tell you plainly when a loan doesn't make sense.
KrissiKrissi Ebbens · NMLS 2252174
One conversation. No application, no credit pull.
Tell Krissi what you're trying to do. Krissi takes it from there.
Start the conversation
You're in
Thanks, there. Krissi has your details.
- Krissi reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Krissi Ebbens, NMLS #2252174
Licensed in Texas
What happens next
Three Steps. No Pressure.
- 01
Tell Krissi your goal
Share a few basics so Krissi understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Krissi compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Krissi, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Krissi
"A big shout out to Krissi Ebens and her team for their hard work and commitment throughout the loan process! She was always available and answered every question and didn’t slow down until the finish line. It was an ..."
Sue Chiles
"ABOVE AND BEYOND!! Clear to close in less than a week! Krissi was incredible!! She kept us update to date the whole process, early mornings, late nights she was there for us and on top of everything! She broke down all ..."
Taylor Ledwig
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Krissi asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Krissi and Xpert Home Lending's secure system so Krissi can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Krissi can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Krissi has your income documents and your permission to run credit. If you're about to write an offer, say so and Krissi will prioritize it.