"Stephanie and her team, Ashley and Amanda, have been great! I was working with another company prior to working with them and I was getting massive roadblocks at every turn. Then, by chance I found a new realtor and she ..."
Erin Garcia
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
Every borrower deserves a lender who listens first and lends second.
KenKen Schmidt · NMLS 306214
One conversation. No application, no credit pull.
Tell Ken what you're trying to do. Ken takes it from there.
Start the conversation
You're in
Thanks, there. Ken has your details.
- Ken reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Ken Schmidt, NMLS #306214
Licensed in Colorado and Wyoming
What happens next
Three Steps. No Pressure.
- 01
Tell Ken your goal
Share a few basics so Ken understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Ken compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Ken, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Ken
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Ken asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Ken and Xpert Home Lending's secure system so Ken can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Ken can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Ken has your income documents and your permission to run credit. If you're about to write an offer, say so and Ken will prioritize it.