"It had been 42 years since our last home purchase and Greg walked us through the process and he was able to get the loan completed in less than a week. He was on top of this the whole time and helped with making sure ..."
Bill Masters
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
I help buyers in California find the loan that fits. I'll tell you plainly when a loan doesn't make sense.
GregGreg Lomba · NMLS 1759407
One conversation. No application, no credit pull.
Tell Greg what you're trying to do. Greg takes it from there.
Start the conversation
You're in
Thanks, there. Greg has your details.
- Greg reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Greg Lomba, NMLS #1759407
Licensed in California
What happens next
Three Steps. No Pressure.
- 01
Tell Greg your goal
Share a few basics so Greg understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Greg compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Greg, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Greg
"Greg was amazing! My husband and I were first time home buyers and he was kind and took the time to explain everything to us so we understood what was going on and what was expected of us. He was available 24/7 if we ..."
Brooke Hearn
"Greg truly went above and beyond to make our loan process the best experience possible. He was transparent, honest, and incredibly knowledgeable when guiding us through our financial options. We didn't just gain a great ..."
Robert Takhar
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Greg asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Greg and Xpert Home Lending's secure system so Greg can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Greg can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Greg has your income documents and your permission to run credit. If you're about to write an offer, say so and Greg will prioritize it.