"Drew is excellent! I came to him with an idea I had and he gave me real advice. He took the time to explain everything to me since this is my first home buying experience. He told me the different options I had and the ..."
Latisha Romero
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
I help buyers in New Mexico find the loan that fits. I'll tell you plainly when a loan doesn't make sense.
DrewDrew Waterfall · NMLS 2118103
One conversation. No application, no credit pull.
Tell Drew what you're trying to do. Drew takes it from there.
Start the conversation
You're in
Thanks, there. Drew has your details.
- Drew reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Drew Waterfall, NMLS #2118103
Licensed in New Mexico
What happens next
Three Steps. No Pressure.
- 01
Tell Drew your goal
Share a few basics so Drew understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Drew compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Drew, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Drew
"Drew is a no bs, grab the bull by the horns kind of guy… exactly what you want in a mortgage lender! He will fight for you, help you through the process and overall is just a great guy. I trust him with my friends and ..."
Greg Hampton
"Drew Waterfall is a great subject matter expert and professional. Drew guided me through the entire process step by step with compassionate expectation management. He kept me updated as we navigated a complicated ..."
Jimmy Hoffman
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Drew asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Drew and Xpert Home Lending's secure system so Drew can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Drew can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Drew has your income documents and your permission to run credit. If you're about to write an offer, say so and Drew will prioritize it.