"Debbi is simply OUTSTANDING! She has provided superior service and products on multiple loans over the past 7 years. Her personal interest and genuine care helps formulate living the best life."
Kim Bryan
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
I help buyers in California find the loan that fits. I'll tell you plainly when a loan doesn't make sense.
DebbiDebbi Galvan · NMLS 190282
One conversation. No application, no credit pull.
Tell Debbi what you're trying to do. Debbi takes it from there.
Start the conversation
You're in
Thanks, there. Debbi has your details.
- Debbi reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Debbi Galvan, NMLS #190282
Licensed in California
What happens next
Three Steps. No Pressure.
- 01
Tell Debbi your goal
Share a few basics so Debbi understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Debbi compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Debbi, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Debbi
"Debbi was amazing to work with. She was instrumental in helping us obtain our mortgage loan to purchase our dream home. She guided us through every step of the loan process and patiently answered all of our questions. ..."
Anna Ybarra
"Debbi Galvan worked really hard for me from the beginning to the end. I was surprised at how quickly she pre-qualified me for a mortgage loan. Throughout the whole process she answered my calls and responded to my texts ..."
Christine Mativo
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Debbi asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Debbi and Xpert Home Lending's secure system so Debbi can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Debbi can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Debbi has your income documents and your permission to run credit. If you're about to write an offer, say so and Debbi will prioritize it.