"Dawn provided my wife and I with the professional services needed for our dream home to become a reality. Dawn and her team are true professionals that provide nothing less than the best services around. As well, Dawn ..."
DeAndre Allen
DP
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
I help buyers in California find the loan that fits. I'll tell you plainly when a loan doesn't make sense.
DawnDawn Palestini · NMLS 361616
One conversation. No application, no credit pull.
Tell Dawn what you're trying to do. Dawn takes it from there.
Start the conversation
You're in
Thanks, there. Dawn has your details.
- Dawn reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Dawn Palestini, NMLS #361616
Licensed in California
What happens next
Three Steps. No Pressure.
- 01
Tell Dawn your goal
Share a few basics so Dawn understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Dawn compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Dawn, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Dawn
"I am a proud first time home owner and Dawn made this possible. She was professional, supportive, informative, transparent, and always responsive. Dawn is sincere, non judgmental, and was always prepared to tackle any ..."
Reynee Trajano
"Working with Dawn was a great experience. She knew what she was doing. She answered the million questions I had very quickly and efficiently. Dawn and her team made our refinance a pleasant easygoing process. I would ..."
Judith Ramos
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Dawn asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Dawn and Xpert Home Lending's secure system so Dawn can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Dawn can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Dawn has your income documents and your permission to run credit. If you're about to write an offer, say so and Dawn will prioritize it.