"Chad and his team were the best! They were incredibly helpful and responsive throughout the entire process, and I couldn’t recommend him enough. We had a terrific experience and closed on our loan quickly!"
Jennifer Olson
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
I help buyers in Colorado find the loan that fits. I'll tell you plainly when a loan doesn't make sense.
ChadChad Droeg · NMLS 2291522
One conversation. No application, no credit pull.
Tell Chad what you're trying to do. Chad takes it from there.
Start the conversation
You're in
Thanks, there. Chad has your details.
- Chad reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Chad Droeg, NMLS #2291522
Licensed in Colorado
What happens next
Three Steps. No Pressure.
- 01
Tell Chad your goal
Share a few basics so Chad understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Chad compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Chad, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Chad
"I was completely overwhelmed with dealing with mortgage brokers until I started working with Chad. His amount of knowledge and ability to share that with me made me feel secure with the steps moving forward. Highly ..."
shanae savage
"Chad Droeg is more than a mortgage broker; he's a credit maestro. Having known him for 15 years and financed two homes through his services, I can attest to his unparalleled expertise in credit and scores. Chad's swift ..."
Paul Nichols
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Chad asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Chad and Xpert Home Lending's secure system so Chad can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Chad can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Chad has your income documents and your permission to run credit. If you're about to write an offer, say so and Chad will prioritize it.