"As a first time homebuyer who truly never thought homeownership was in the cards for me, I can't say enough about how amazing Andrea was! She remained steadfast and helped me to believe it would be possible, she walked ..."
Andrew Linares
The Right Mortgage Is Simpler Than You Think.
Finding the right loan doesn't have to be complicated. Whether you're buying your first home, refinancing, or exploring your options, the process starts with one conversation, and the right guidance makes all the difference. We match you with the mortgage product and terms that fit your goals, your budget, and your life.
Mortgage guidance that makes the next step clear.
AndreaAndrea Ransom · NMLS 2084016
One conversation. No application, no credit pull.
Tell Andrea what you're trying to do. Andrea takes it from there.
Start the conversation
You're in
Thanks, there. Andrea has your details.
- Andrea reaches out personally, usually the same business day.
- You'll walk through the programs that fit your goal and see real numbers.
- You decide the next step: a written preapproval, a call, or keep the numbers for now.
Xpert Home Lending, Inc.NMLS #2179191Equal Housing Lender
Andrea Ransom, NMLS #2084016
Licensed in California, Colorado and 2 more
What happens next
Three Steps. No Pressure.
- 01
Tell Andrea your goal
Share a few basics so Andrea understands your timeline and budget. That's the whole form.
- 02
We match programs across our lender network
Xpert works with a large network of lenders. Andrea compares programs, pricing, and guidelines across them and highlights the options that fit you best.
- 03
You choose your path
Talk to Andrea, get a written preapproval, or keep the numbers for now. Your call.
Proof
Borrowers Who Work with Andrea
"Andrea is everything you want from a loan officer - educational, patient, highly responsive, and quick. From our first conversation to coming to our signing at the escrow company, Andrea is a delight to work with. When ..."
Barbara Lee
"Andrea is incredible. Everything you hope and dream the experience of getting a loan to be, that's what she delivers. She communicates, explains, revisits, discusses, looks out for your best interests, provides options, ..."
Randy Hughes
Before you fill out the form
The Questions That Stop People.
No. Sending this form doesn't touch your credit. If you decide to move toward a preapproval, Andrea asks for your permission first and tells you whether it's a soft or hard inquiry.
No. Your details go to Andrea and Xpert Home Lending's secure system so Andrea can follow up with you. We don't sell or rent your information to third parties. The privacy policy in the footer spells out exactly how it's used.
A bank can only offer its own programs. Xpert Home Lending works with a large network of lenders, so Andrea can compare programs, pricing, and guidelines across many of them and show you the options side by side. One conversation, many options, and you choose.
Often within one business day once Andrea has your income documents and your permission to run credit. If you're about to write an offer, say so and Andrea will prioritize it.