Thomas Harris
Thomas Harris · Loan Officer
NMLS# 1867375
Mortgage Advisor
Xpert Home Lending Inc.
NMLS# 1867375
My goal is to make mortgages easy. With more than 4 years in lending I pride myself on creating happy homeowners.
Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.
You work directly with your Xpert advisor and their team— no call centers, no runaround.
Thousands of successful closings backed by 5-star client reviews.
Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Thomas is uniquely capable of finding the perfect fit for your unique situation.
Estimated Monthly Payment
$2,076
No obligation. Takes about 2 minutes.
"My wife and I had such a wonderful experience working with Thomas. Thomas’ communication was incredible, he was always available to answer any questions we had and was super professional even when we ..."
Read full review"Professional, communicative, and solution-oriented. Thomas Harris and his team stepped in and got a challenging deal closed when another lender couldn’t. Great communication throughout the process ..."
Read full review"Thomas and the Harris team are absolutely AMAZING to work with at every step of the process! I was in contact with them consistently for over a year, even when I wasn’t actively searching, as they ..."
Read full review"Absolutely amazing experience with Thomas. He came into the transaction as the back up lender when the first lender couldn’t close the deal. Thomas was on top of it and pushed the deal and made it ..."
Read full review"Words cannot express how grateful I am to Thomas and his team. When two other Lenders said NO he and his team said yes and got me to the finish line with my first property. God is Good! For those ..."
Read full review"Thomas always goes above and beyond for his clients. He’s hands down the best lender in Sacramento. If you’re looking to buy a home, I highly recommend Thomas Harris as your lender!"
"Thomas Harris is exceptional! Getting started with Thomas was very easy. He was honest with me about my budget and what I could afford. He presented multiple options for the loan and even sent some ..."
Read full review"My wife and I closed on our new home today, and I wanted to thank Thomas for all of his help throughout the process. What I appreciated most was that Thomas was always straightforward and ..."
Read full review"Working with Thomas was a truly excellent experience. His responsiveness was immediate, and he was always readily available to answer all of my questions. He was incredibly efficient, with a very ..."
Read full review"Thomas is the man! If you were looking for a lender that is on top of it, has the system systems to help you succeed as a client or even as a realtor partner, you’ve come to the right place. ..."
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Thomas Harris
Mortgage Advisor
Send Thomas a quick text!
Hey Thomas! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?