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Stephanie Cramm

Making the Process Seamless

Stephanie Cramm · Loan Officer

NMLS# 243972

Stephanie Cramm

Mortgage Advisor

Xpert Home Lending

NMLS# 243972

(303) 931-6776
About

Meet Stephanie

mission is simple: Our Family Helping Yours.

Areas Served

AR CA CO FL GA ID MN NH NM NC TX

Welcome to That Mortgage Couple at Xpert Home Lending, where our family helps yours achieve the dream of homeownership.

20+ Years Experience
11 States Licensed
Stephanie's Advantage

Why choose Stephanie?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Stephanie is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Stephanie's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Stephanie

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Stephanie's Clients

"Stephanie and her team did an absolutely amazing job guiding my husband and I through our first home purchase. A process that seemed overwhelming and scary at first became comfortable and ..."

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Colleen Nebesnak
Colleen Nebesnak 2025-12-17
Google Review

"I only write reviews, good or bad, when I believe it to be 110% warranted to do so. Stephanie Cramm is deserving of this review even above this benchmark. She is incredible. Stephanie is friendly, ..."

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Todd Stoneman
Todd Stoneman 2026-01-20
Google Review

"Stephanie is such a dedicated, hardworking mortgage broker. She is exactly the type of person you want during the entire home buying process. I recommend that you reach out to her before starting ..."

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Andrea Ho
Andrea Ho 2025-12-16
Google Review

"I cannot speak highly enough of our mortgage experience. Stephanie Cramm and the team at That Mortgage Couple were exceptionally thorough and consistently responsive, ensuring a seamless process from ..."

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Laura Thompson
Laura Thompson 2025-12-12
Google Review

"Stephanie was very helpful providing me guidance and financing options for my home purchase. She was responsive and available for questions. I highly recommend Xpert Home Lending."

Jenny
Jenny 2026-01-23
Google Review
Loan Programs

Available programs

Conventional FHA VA USDA Jumbo Reverse Bank Statement
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Stephanie

Stephanie Cramm

Mortgage Advisor

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Hey Stephanie! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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