Your Family Home Journey

Sheila Garcia · Loan Officer

NMLS# 1038297

Call (916) 917-2712 Contact Me Start Working with Sheila

Mortgage Advisor

Xpert Home Lending

NMLS# 1038297

(916) 917-2712

About

Meet Sheila

Areas Served

AL CA FL GA NV TN

Hello! My name is Sheila and I have been in the Mortgage Industry since 2003. I have weathered the good and the bad of our industry, but I am still here loving every moment of helping future homeowners and current homeowners navigate the homebuying process.

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Sheila is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator

Payment Estimator Sheila's Calculator

Loan Type

Loan Term

Property Price

Down Payment

Interest Rate

Estimated Monthly Payment

$2,076

Principal & Interest $2,076

Loan Amount $320,000

Start Working with Sheila

No obligation. Takes about 2 minutes.

06:54

Send Sheila a quick text!

Hey Sheila! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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