Back to advisors

Ryan Phillips

Making the Process Seamless

Ryan Phillips · Loan Officer

NMLS# 1428750

Ryan Phillips

Mortgage Advisor

Xpert Home Lending

NMLS# 1428750

(830) 321-0217
About

Meet Ryan

Areas Served

AZ CO FL MT TX

As a loan officer and mortgage professional for more than 7 years, I have the knowledge and experience to guide my clients and educate them every step of the way.

7+ Years Experience
5 States Licensed
Ryan's Advantage

Why choose Ryan?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Ryan is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Ryan's Calculator
$
$
%
%

Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Ryan

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Ryan's Clients

"Ryan helped me close on a home recently, and I cannot recommend him more highly. He communicated very clearly, and responded promptly to any questions I had. He did an awesome job laying out my ..."

Read full review
Ryan Voight
Ryan Voight 2025-07-09
Google Review

"Ryan Phillips is a man of great character. His character is beyond reproach. Ryan’s knowledge, candor, and steadfast approach to client needs is impeccable. His abilities and dedication to his job, ..."

Read full review
Joshua Silvas
Joshua Silvas 2025-09-12
Google Review

"Ryan P was referred to me by a trusted friend! I can honestly say he was amazing! Ryan went above and beyond to make sure I closed on time and he made sure all my documents were in order. Every ..."

Read full review
Deborah Gilbert
Deborah Gilbert 2025-08-18
Google Review

"Ryan has been a tremendous help in getting us a VA loan and if we had any questions he answered right away. He knows alot on VA loans. Explains things and makes sure we understand everything. If we ..."

Read full review
Sharon Yount
Sharon Yount 2025-07-22
Google Review

"Ryan helped me buy my very first house. It’s a scary process that required a lot of handholding. Ryan was amazing every step of the way. He was ultra communicative, and gave me the assurances that I ..."

Read full review
Ryan Mijares
Ryan Mijares 2025-01-31
Google Review
Loan Programs

Available programs

Conventional FHA VA USDA Jumbo Reverse Bank Statement
06:56
Ryan

Ryan Phillips

Mortgage Advisor

Send Ryan a quick text!

Hey Ryan! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

Send to Ryan
Get Started