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Rick Bui

30 Years of Mortgage Experience. More Options. More Solutions.

Rick Bui · Loan Officer

NMLS# 309803

Rick Bui

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Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 309803

(714) 305-2400
About

Meet Rick

Areas Served

CA

With 30 years of mortgage lending experience, I’ve built my career around one simple principle: every borrower’s situation is different, and the right mortgage starts with understanding their goals.

As a licensed Loan Officer, I have extensive experience across a wide range of residential and investment lending programs, including FHA, VA, Conventional, Jumbo, FHA 203(k) Renovation, Construction and Rehab Loans, Home Equity Lines of Credit, Non-QM, DSCR, Bank Statement, and No-Tax-Return programs.

My background also includes extensive experience in new-home construction and new-home financing, working with buyers, builders, real estate professionals, and investors to navigate everything from straightforward purchases to more complex financing scenarios.

Over three decades in the mortgage industry, I’ve learned that experience matters most when a loan isn't simple. My goal isn't just to find a loan that works, it's to understand the full picture, identify the available options, and help my clients choose the financing strategy that best fits their needs.

Whether you're buying your first home, moving up, building or renovating, purchasing an investment property, or looking for an alternative lending solution, I bring the experience, knowledge, and resources to help you move forward with confidence.

28+ Years Experience
1 States Licensed
Rick's Advantage

Why choose Rick?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending Inc. consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Rick is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Rick's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Rick

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Rick

Rick Bui

Mortgage Advisor

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Hey Rick! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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