Serving Our Community

Ricardo C.. Sheard · Loan Officer

NMLS# 2499823

Call (848) 702-1808 Contact Me Start Working with Ricardo

Mortgage Advisor

Xpert Home Lending

NMLS# 2499823

(848) 702-1808

About

Meet Ricardo

Areas Served

GA NJ

An independent mortgage broker that is dedicated to tailor my service to any of your mortgage need. As a broker, I have a wide choice of lenders and programs, from FHA, VA, Conventional, Jumbo-NM, and Construction Loans

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Ricardo is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator

Payment Estimator Ricardo's Calculator

Loan Type

Loan Term

Property Price

Down Payment

Interest Rate

Estimated Monthly Payment

$2,076

Principal & Interest $2,076

Loan Amount $320,000

Start Working with Ricardo

No obligation. Takes about 2 minutes.

06:57

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