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Rachel Stevens

Rachel Stevens, Mortgage Strategist

Rachel Stevens · Loan Officer

NMLS# 831678

Rachel Stevens

Representing

Greenlight Mortgage Group

NMLS# 831678

Powered by Xpert Home Lending Inc.

(585) 615-2578
About

Meet Rachel

Structure Wealth, Not Just a Loan

Areas Served

CA CO FL

Rachel Stevens is a Mortgage Strategist serving Colorado, California, and Florida through Greenlight Mortgage Group, powered by Xpert Home Lending. With more than 25 years of experience in finance and lending, Rachel helps first time buyers, move up buyers, retirees, self employed professionals, and high net worth clients structure financing that supports both their homeownership and long term financial goals. Whether you're purchasing your first home, financing a luxury property, or exploring options like asset utilization or jumbo financing, every strategy is tailored to your unique situation.

25+ Years Experience
3 States Licensed
Rachel's Advantage

Why choose Rachel?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Rachel is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Rachel's Calculator
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$
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Rachel

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Rachel's Clients

"Rachel is by far the best and she is on top of everything. I went with a couple different lenders before I found Rachel. Being overwhelmed with purchasing, she was able to get me into my first home. ..."

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Isaiah Loera
Isaiah Loera 2025-08-14
Review

"Rachel is by far one of the best lenders myself and my clients have had the pleasure of working with. I look forward to working with her and her team in the future"

Misty Acker
Misty Acker 2026-06-14
Review

"Rachel was excellent to work with. We built a very trusting relationship throughout our home buying experience. She kept us on track with all the documents and deadlines all while keeping smooth and ..."

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Carl Beattie
Carl Beattie 2026-07-14
Review

"Rachel was amazing to work with and was available whenever we had questions! Rachel made the home buying process very easy and stress free! If you are looking to purchase a home, I highly recommend ..."

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Jonathan Norton
Jonathan Norton 2025-08-14
Review

"Rachel made buying this home the easiest home purchase we ever had. She was there when ever we needed an answer. She was available every step of the way."

Fred Shannon
Fred Shannon 2026-01-14
Review

"We started out as simply curious, if not outright doubtful, first-time home lookers, but through Rachel’s guidance and support, we explored our options and found a first home that we love deeply. ..."

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Leo Ruiz
Leo Ruiz 2026-01-14
Review

"I cannot recommend Rachel and her team enough! From start to finish, she made our mortgage process incredibly smooth and as stress-free as possible. She was incredibly knowledgeable, patiently ..."

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Shannon Dye
Shannon Dye 2025-08-14
Review

"Working with Rachel has been an amazing experience! With her knowledge, experience and expertise she was able to get me into my dream home. Everything went extremely smooth, all of my questions were ..."

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Daniel D.
Daniel D. 2026-04-14
Review

"Rachel was professional, detail-oriented, and communicative throughout our mortgage process. We decided to make an offer on a Friday afternoon and she worked quickly to get all of our paperwork in ..."

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Stephanie Thai
Stephanie Thai 2026-05-14
Review
Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Rachel

Rachel Stevens

Mortgage Advisor

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Hey Rachel! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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