With over 20 years of experience in the mortgage industry, Patricia Miocic has built a career on helping people navigate even the most complex financing scenarios. Her expertise spans first-time homebuyers, investors, refinances, jumbo loans, and VA/FHA financing, with a specialization in Non-QM lending — giving her clients options when traditional loans fall short. On the commercial side, Patricia has a track record of successfully closing multilayered financing structures that require both precision and creative problem-solving.
Based in Tennessee, Patricia is licensed to lend in Tennessee, Georgia, Maryland, California, North Carolina, and Florida.
Patricia's path into mortgage lending started personally — after watching a close family friend struggle to find the right loan for their unique situation, she saw firsthand how much of a difference the right guidance can make. That experience shaped the way she works today: with patience, expertise, and a genuine commitment to finding solutions that fit each client's life, not just their credit profile. For Patricia, being part of a community that works together — realtors, clients, and colleagues alike — is one of the most rewarding parts of the job.
Outside of work, Patricia is happiest on a hiking trail, exploring a new restaurant, or road-tripping to discover another beautiful corner of the United States.
