PAT SMIDA
Your Trusted Mortgage Professional
PAT SMIDA · Loan Officer
NMLS# 390618
Mortgage Advisor
Xpert Home Lending
NMLS# 390618
Meet PAT
Areas Served
PAT SMIDA is a dedicated mortgage professional committed to helping clients navigate the home financing process with confidence. With a focus on personalized service and clear communication, PAT works closely with each borrower to find the right loan solution for their unique needs.
Whether you are purchasing your first home, refinancing, or exploring investment opportunities, PAT is here to guide you every step of the way. Contact PAT today to get started on your mortgage journey.
Why choose PAT?
Speed That Sets Records
Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.
Direct Access, Always
You work directly with your Xpert advisor and their team— no call centers, no runaround.
Proven Track Record
Thousands of successful closings backed by 5-star client reviews.
Hundreds of Options
Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, PAT is uniquely capable of finding the perfect fit for your unique situation.
Mortgage Payment Calculator
Estimated Monthly Payment
$2,076
No obligation. Takes about 2 minutes.
Available programs
PAT SMIDA
Mortgage Advisor
Send PAT a quick text!
Hey PAT! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?