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Michelle Krusmark

Financing Dreams. Building Futures.

Michelle Krusmark · Loan Officer

NMLS# 2717683

Michelle Krusmark

Representing

OneWay Mortgage

NMLS# 2717683

Powered by Xpert Home Lending Inc.

(970) 539-0098
About

Meet Michelle

Areas Served

CO OH WY

I’ve called Colorado home since I was two, growing up on a farm in a proud firefighter family. After graduating from a high school in Longmont, I began in beauty school before finding my passion for business and bookkeeping. That love for numbers and helping people led me through more than a decade as a bail bondsman, supporting good people in tough situations, and eventually into lending, where I now help individuals and families navigate major financial milestones.

With a strong background in business and bookkeeping, I bring a detail-oriented, personalized approach to every client. I’m passionate about finding the right loan solutions for each person, whether you’re buying your first home, upgrading, downsizing, or refinancing. From conventional and jumbo loans to FHA, VA, USDA, HELOCs, and grant options, my goal is to make the process as seamless and stress-free as possible, with clear communication and regular updates from start to finish.

Family is at the heart of everything I do. My husband and I have been married for over 30 years and have two amazing adult children. When I’m not helping clients, you’ll find me paddleboarding, camping, or cooking with my husband. We once owned Olive & Herb, a specialty shop built around our shared love of food and community. Whether it’s creating a recipe, a business, or a financial plan, I love helping others grow and achieve their dreams. Let’s make your homeownership story the next success.

3 States Licensed
Michelle's Advantage

Why choose Michelle?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Michelle is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Michelle's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Michelle

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Michelle

Michelle Krusmark

Mortgage Advisor

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Hey Michelle! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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