Back to advisors

Michael Radcliffe

Your Family Home Journey

Michael Radcliffe · Loan Officer

NMLS# 1212033

Michael Radcliffe

Mortgage Advisor

Xpert Home Lending

NMLS# 1212033

(480) 272-0845
About

Meet Michael

Areas Served

AZ

Whether it is purchasing a new home or refinancing an existing property, I recognize that these are major financial decisions that delve into uncharted territory for many home buyers or homeowners.

1 States Licensed
Michael's Advantage

Why choose Michael?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Michael is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Michael's Calculator
$
$
%
%

Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Michael

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Michael's Clients

"2020 refi review: In 2020 Michael also assisted my husband and me in our refinance of our home. Before we made our choice, Michael explained the various options and was patient with me as I wrote 2 ..."

Read full review
Jessiey Whitson
Jessiey Whitson 2020-12-07
Google Review

"The best experience ever...Michael made the process stress free. Very friendly. Walked us through everything and up to date. Will use again!!! THANK YOU 😊 **Update** I am not able to add another ..."

Read full review
Terri Craig
Terri Craig 2024-07-04
Google Review

"Michael and his team he’s assembled did a great job of closing my loan. I’m a very discerning buyer and he followed through with everything. He said he was going to do and put up with me. Thank you, ..."

Read full review
William Strickland
William Strickland 2025-06-26
Google Review

"Steve was really helpful, thoughtful, and thorough. He kept us informed every step of the way. He was always available and answered any questions we had. I’m thankful that we had Steve guide us ..."

Read full review
Mick Santos
Mick Santos 2025-07-09
Google Review

"Steven made our first time buying a home simple and worry free. He went beyond our expectations by communicating, answering all of our questions, and ensuring we were educated and fully comfortable ..."

Read full review
Jane Price
Jane Price 2024-12-17
Google Review
Loan Programs

Available programs

Conventional FHA VA USDA Jumbo Reverse Bank Statement
06:48
Michael

Michael Radcliffe

Mortgage Advisor

Send Michael a quick text!

Hey Michael! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

Send to Michael
Get Started