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Megan Lamerato

Your Family Home Journey

Megan Lamerato · Loan Officer

NMLS# 743350

Megan Lamerato

Representing

Greenlight Mortgage Group

NMLS# 743350

Powered by Xpert Home Lending Inc.

(586) 604-8883
About

Meet Megan

Areas Served

AZ CA CO FL MI

Buying a home is one of the biggest financial decisions you'll ever make, and I believe you deserve a lender who takes the time to truly understand your goals. Every client has a unique story, and I make it a priority to understand your individual circumstances so we can build a mortgage strategy that fits both your immediate needs and your long-term financial goals.

I especially enjoy solving complex lending scenarios and finding creative financing solutions that others may overlook. Whether you're purchasing your first home, upgrading, investing, or refinancing, I'm committed to making the process as smooth, transparent, and stress-free as possible. Over the past 17 years, I've had the privilege of helping clients secure financing throughout Colorado, Michigan, Arizona, California, and Florida.

With a background in education, I believe an informed client is an empowered client. I take pride in explaining every step of the mortgage process in a way that's easy to understand, keeping you informed, answering your questions, and ensuring you feel confident from application to closing. Clear communication, honesty, and personalized service are the foundation of every relationship I build.

Originally from Michigan, I moved to Colorado in 2010 after falling in love with the mountains and skiing. I began my career in lending in 2011 and quickly discovered my passion for helping people achieve homeownership and build long-term financial success.

Today, my husband, Ryan, and I live in Boulder with our golden retriever, Bear. Outside of work, you'll usually find me skiing, camping, dirt biking, traveling, or exploring Colorado's beautiful outdoors.

I genuinely love what I do, and I would be honored to help guide you through your home financing journey.

12+ Years Experience
5 States Licensed
Megan's Advantage

Why choose Megan?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Megan is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Megan's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Megan

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Megan's Clients

"I cannot say enough good things about Megan, Brad, and the incredible team at Greenlight. As a first-time homebuyer, the process felt overwhelming at times, but Megan and the team at Greenlight went ..."

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Melissa Tillman
Melissa Tillman 2026-02-13
Review

"Megan is the BESSTTTTT!! We tackled our refinance through her and ive never in my life had such an amazing lender experience (after multiple new property purchases & refinances). She is head and ..."

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Megan Beatty
Megan Beatty 2026-04-13
Review

"We were so impressed with Megan's work on our loan. She went above and beyond: near immediate response times, going to bat for us over and over again in multiple ways, and clarifying our options in ..."

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Kevin Hermann
Kevin Hermann 2026-04-13
Review

"Megan was outstanding to work with from start to finish. From our very first call, she was able to clearly break down a complex loan structure in a way that no one else had, which immediately built ..."

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Tobias Lutz
Tobias Lutz 2026-02-13
Review

"This is the second mortgage Megan Lamerato has helped me get approved. She is very knowledgeable, and extremely patient in helping me understand the whole process. I will definitely recommend her."

Cherie Estrella
Cherie Estrella 2026-05-13
Review

"Megan supported me in the process of taking out a loan to purchase my first home and made the process so seamless! I felt so trusting of her, and all of the referrals that she shared with me along ..."

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Sydney Leto
Sydney Leto 2026-05-13
Review

"Megan couldn’t have been more helpful! I called Megan at square one with minimal knowledge of the home buying process. She walked me and my fiancé through the whole process, answering questions in ..."

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Quinn Trask
Quinn Trask 2026-02-13
Review

"Megan is incredible! She helped us through the process of buying our first home. We didn’t really know anything about the process and she answered every question we had. She is extremely responsive ..."

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Julie McHale
Julie McHale 2026-03-13
Review

"We worked with Megan of Greenlight Mortgage Group for finance our home purchase and had a great experience. Megan got us a great interest rate and explained everything along the way. We would ..."

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Matt Williams
Matt Williams 2025-09-13
Review

"I interviewed several loan officers before deciding to go with Megan. Not only did she offer super competitive rates but she was a joy to work with and is the type of person I'd classify as a "do-er" ..."

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Cody Ritt
Cody Ritt 2026-01-13
Review
Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Megan

Megan Lamerato

Mortgage Advisor

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