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Matthew Hergert

Exceptional Service, Every Step

Matthew Hergert · Loan Officer

NMLS# 234563

Call (925) 997-5266 Contact Me Start Working with Matthew
Matthew Hergert

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Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 234563

(925) 997-5266
About

Meet Matthew

Helping someone buy a home when they thought they couldn't—there's nothing more rewarding.

Areas Served

AZ CA

Matt entered the mortgage industry in 2002 after a successful career in telecom engineering, driven by the need to provide for his two young sons during the .com crash. What started as a job processing loans quickly grew into a passion for helping others achieve homeownership.

Licensed since 2005, Matt brings a unique blend of technical precision and clear communication to every transaction. He specializes in a wide range of loan products, including VA, FHA, Conventional, Jumbo, Non-QM, and Commercial loans. Whether working with first-time buyers or seasoned investors, Matt is known for smooth closings and trustworthy guidance.

Outside of lending, Matt enjoys motorcycle travel with his wife, Sue, and spending time with his now-grown sons—one a Marine-turned-Chiropractor-in-training, and the other son thriving in the restaurant business.

20+ Years Experience
2 States Licensed
Matthew's Advantage

Why choose Matthew?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending Inc. consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Matthew is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Matthew's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Matthew

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Matthew

Matthew Hergert

Mortgage Advisor

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Hey Matthew! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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