Matthew Hergert
Matthew Hergert · Loan Officer
NMLS# 234563
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Mortgage Advisor
Xpert Home Lending Inc.
NMLS# 234563
Helping clients finance their dreams and achieve homeownership is what makes this career so rewarding
Matt entered the mortgage industry in 2002 following a successful career in telecommunications engineering. When the dot-com crash created an unexpected career transition, Matt was determined to provide for his two young sons. He began by processing mortgage loans and quickly discovered a passion for helping people achieve the dream of homeownership.
Licensed since 2005, Matt brings a unique combination of technical expertise, attention to detail, and clear, straightforward communication to every transaction. He offers a wide range of financing solutions, including Conventional, FHA, VA, Jumbo, Non-QM, Commercial, and specialized programs for self-employed borrowers.
Matt also specializes in financing solutions that don’t always fit the traditional mortgage box, including Short-Term Rental and Investment Loans, Renovation and Construction Loans, Fix-and-Flip financing, and many other specialty loan programs. With relationships with more than 120 lenders, Matt has access to a broad range of lending options, allowing him to shop for the right loan based on each client’s unique goals and financial situation.
Whether helping a first-time homebuyer, a self-employed professional, a real estate investor, or someone with a more complex financial situation, Matt is committed to providing personalized guidance, consistent communication, and a smooth path to closing. His approach is simple: listen, understand the goal, explore the options, and find the financing solution that makes the most sense.
Outside of lending, Matt enjoys motorcycle travel with his wife, Sue, and spending time with his two grown sons. One is a former Marine who is pursuing a career in chiropractic care, while the other is thriving in the restaurant industry.
Ready to explore your options? Let’s talk. Whether you’re buying a home, refinancing, investing in real estate, or looking for a financing solution outside the traditional mortgage box, Matt is here to help. Reach out today and let’s find the right loan for your goals.
Xpert Home Lending Inc. consistently closes loans faster than the competition. A smoother process and happier clients.
You work directly with your Xpert advisor and their team— no call centers, no runaround.
Thousands of successful closings backed by 5-star client reviews.
Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Matthew is uniquely capable of finding the perfect fit for your unique situation.
Estimated Monthly Payment
$2,076
No obligation. Takes about 2 minutes.
Matthew Hergert
Mortgage Advisor
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Hey Matthew! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?