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Kimberly Silverman

Your Trusted Mortgage Professional

Kimberly Silverman · Loan Officer

NMLS# 450340

Kimberly Silverman

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Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 450340

(510) 812-2411
About

Meet Kimberly

Your goals first. The mortgage follows.

Areas Served

CA TX WA

Born and raised in the Bay Area, I have spent more than 35 years helping individuals and families navigate the mortgage process and find a path toward a place they can call home. Through every chapter of my career, one thing has remained constant: my gratitude for the people who choose to trust me with such an important part of their lives.

Even after three decades, hearing the joy in a client’s voice when homeownership becomes a reality still moves me. Behind every home is a personal story, whether it is a first beginning, a growing family, or a fresh start. Knowing I have played a part in helping someone build stability and create new possibilities is a privilege I never take for granted.

I believe housing is a necessity for all, and that belief shapes how I serve. I take time to listen, explain the options, answer questions, and help my clients make informed decisions that reflect their goals and circumstances. My hope is that each person feels heard, supported, and confident throughout the process. Many of those relationships grow into lasting friendships, and my clients often become an extension of my family.

Beyond my work, I am grateful to share life with my amazing husband of 20 years. We love traveling, discovering great food, and spending time with family and friends. Those moments remind me of what makes a home meaningful: the people we welcome into it, the memories we create, and the blessings we have the opportunity to share.

Family, gratitude, and service guide both my life and my work. Helping others move toward a future they once only imagined continues to give my career its deepest meaning.

35+ Years Experience
3 States Licensed
Kimberly's Advantage

Why choose Kimberly?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending Inc. consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Kimberly is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Kimberly's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Kimberly

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Kimberly

Kimberly Silverman

Mortgage Advisor

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Hey Kimberly! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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