Kimberly Silverman
Kimberly Silverman · Loan Officer
NMLS# 450340
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Mortgage Advisor
Xpert Home Lending Inc.
NMLS# 450340
Your goals first. The mortgage follows.
Born and raised in the Bay Area, I have spent more than 35 years helping individuals and families navigate the mortgage process and find a path toward a place they can call home. Through every chapter of my career, one thing has remained constant: my gratitude for the people who choose to trust me with such an important part of their lives.
Even after three decades, hearing the joy in a client’s voice when homeownership becomes a reality still moves me. Behind every home is a personal story, whether it is a first beginning, a growing family, or a fresh start. Knowing I have played a part in helping someone build stability and create new possibilities is a privilege I never take for granted.
I believe housing is a necessity for all, and that belief shapes how I serve. I take time to listen, explain the options, answer questions, and help my clients make informed decisions that reflect their goals and circumstances. My hope is that each person feels heard, supported, and confident throughout the process. Many of those relationships grow into lasting friendships, and my clients often become an extension of my family.
Beyond my work, I am grateful to share life with my amazing husband of 20 years. We love traveling, discovering great food, and spending time with family and friends. Those moments remind me of what makes a home meaningful: the people we welcome into it, the memories we create, and the blessings we have the opportunity to share.
Family, gratitude, and service guide both my life and my work. Helping others move toward a future they once only imagined continues to give my career its deepest meaning.
Xpert Home Lending Inc. consistently closes loans faster than the competition. A smoother process and happier clients.
You work directly with your Xpert advisor and their team— no call centers, no runaround.
Thousands of successful closings backed by 5-star client reviews.
Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Kimberly is uniquely capable of finding the perfect fit for your unique situation.
Estimated Monthly Payment
$2,076
No obligation. Takes about 2 minutes.
Kimberly Silverman
Mortgage Advisor
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Hey Kimberly! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?