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Kammey Carouthers

It’s More Than a Mortgage. It’s Your Way Home.

Kammey Carouthers · Loan Officer

NMLS# 2044775

Kammey Carouthers

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Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 2044775

(832) 671-5876
About

Meet Kammey

Areas Served

CO TX

Kammey believes getting a mortgage should be about more than checking boxes and signing paperwork. It should be about having someone in your corner who listens, explains your options, and helps you make decisions with confidence.

With a background in both real estate and mortgage lending, Kammey understands that no two buyers are the same. Whatever your situation, she takes the time to understand where you are, where you want to go, and how to help you get there.

Kammey is known for being approachable, honest, and genuinely invested in her clients. She believes in making the mortgage process easier to understand and finding solutions that make sense for each individual situation.

For Kammey, the best part of what she does isn't just getting a loan approved. It's watching everything come together and seeing that moment when her clients realize, “We're really going home.”

Because at the end of the day, it's not just about the loan. It's about getting you home.

2 States Licensed
Kammey's Advantage

Why choose Kammey?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending Inc. consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Kammey is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Kammey's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Kammey

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Kammey's Clients

"Working with Kammey Carouthers was an excellent experience! She was always professional, but very personable as well. Her expertise made our experience with the lender so easy and seamless. Thank ..."

Read full review
Tena Stewart
Tena Stewart 2024-09-02
Review

"Kammey went above and beyond on our refinance. Excellent service!!!"

Kathy Laramore
Kathy Laramore 2023-09-02
Review
Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Kammey

Kammey Carouthers

Mortgage Advisor

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Hey Kammey! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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