Serving Our Community

Julio A.. Villalobos · Loan Officer

NMLS# 313049

Call (801) 477-6492 Contact Me Start Working with Julio

Mortgage Advisor

Xpert Home Lending

NMLS# 313049

(801) 477-6492

About

Meet Julio

mission is to make the mortgage process clear, empowering, and stress-free.

Areas Served

I’m Julio Villalobos, a proud Latino Loan Officer licensed in Utah with over 20 years of experience in the mortgage industry. Throughout my career, I’ve worked extensively with the Latino community, helping families understand the process, overcome barriers, and achieve the dream of homeownership.

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Julio is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator

Payment Estimator Julio's Calculator

Loan Type

Loan Term

Property Price

Down Payment

Interest Rate

Estimated Monthly Payment

$2,076

Principal & Interest $2,076

Loan Amount $320,000

Start Working with Julio

No obligation. Takes about 2 minutes.

06:54

Send Julio a quick text!

Hey Julio! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

Your name

I need help with

Send to Julio