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Julie Settlemire

Operate Smarter, Close More — Grow with Xpert Home Lending

Julie Settlemire · Loan Officer

NMLS# 140728

Julie Settlemire

Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 140728

(901) 828-4977
About

Meet Julie

Areas Served

AL TN

With a lending career that began in 1993 in Memphis, I bring extensive expertise across both operations and production — origination, processing, closing, post-closing and production management. Today I serve as a Partner/Senior Loan Officer with Xpert Home Lending, where I combine hands-on operational knowledge with a producer’s mindset to deliver consistent results.

I’m active in the industry (NMBA Silver Award 2020–2021; TN MBA Future Leaders 2022–2023) and focus on building high-performing loan officer teams by providing clear processes and practical support. I take pride in developing talent and helping originators grow production while protecting service quality and compliance.

If you’re a loan officer looking for experienced leadership, operational support, and a culture committed to growth, let’s talk about how Xpert Home Lending can accelerate your career.

30+ Years Experience
2 States Licensed
Julie's Advantage

Why choose Julie?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Julie is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Julie's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Julie

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Julie

Julie Settlemire

Mortgage Advisor

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Hey Julie! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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