Julie Settlemire
Julie Settlemire · Loan Officer
NMLS# 140728
Mortgage Advisor
Xpert Home Lending Inc.
NMLS# 140728
With a lending career that began in 1993 in Memphis, I bring extensive expertise across both operations and production — origination, processing, closing, post-closing and production management. Today I serve as a Partner/Senior Loan Officer with Xpert Home Lending, where I combine hands-on operational knowledge with a producer’s mindset to deliver consistent results.
I’m active in the industry (NMBA Silver Award 2020–2021; TN MBA Future Leaders 2022–2023) and focus on building high-performing loan officer teams by providing clear processes and practical support. I take pride in developing talent and helping originators grow production while protecting service quality and compliance.
If you’re a loan officer looking for experienced leadership, operational support, and a culture committed to growth, let’s talk about how Xpert Home Lending can accelerate your career.
Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.
You work directly with your Xpert advisor and their team— no call centers, no runaround.
Thousands of successful closings backed by 5-star client reviews.
Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Julie is uniquely capable of finding the perfect fit for your unique situation.
Estimated Monthly Payment
$2,076
No obligation. Takes about 2 minutes.
Julie Settlemire
Mortgage Advisor
Send Julie a quick text!
Hey Julie! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?