Helping people employ real estate financing to achieve their dreams.

Josh Surver · Loan Officer

NMLS# 2459945

Call +17192409055 Contact Me Start Working with Josh

Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 2459945

+17192409055

About

Meet Josh

“Whatever you do, work at it with all your heart, as working for the Lord, not for human masters.” Colossians 3:23

Areas Served

AL AZ CA CO FL GA HI ID IL MD MN MS MO MT NV NM NC OH OK OR PA SC SD TN TX UT VA WA WI

As a mortgage loan originator, Realtor®, and real estate investor, I help people use real estate to achieve their dreams. As a military officer, I developed the discipline, work ethic, and tenacity to serve my clients well. I like to WIN, and that means great deals, contacts, and opportunities for my clients. I started in real estate as an investor, purchasing a townhome in Colorado Springs that produced 30% ROI in its first year. I was hooked. I got into the industry to help my friends do the same — build wealth through real estate — whether that is purchasing a primary residence, a second home, or investment property.

As a dual-licensed VA-specialized mortgage strategist and licensed realtor, I’m a deal architect, crafting financing and offers together to strengthen your negotiating power.

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Josh is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator

Payment Estimator Josh's Calculator

Loan Type

Loan Term

Property Price

Down Payment

Interest Rate

Estimated Monthly Payment

$2,076

Principal & Interest $2,076

Loan Amount $320,000

Start Working with Josh

No obligation. Takes about 2 minutes.

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans

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