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Josh Howard

Your Family Home Journey

Josh Howard · Loan Officer

NMLS# 1716585

Josh Howard

Mortgage Advisor

Xpert Home Lending

NMLS# 1716585

(916) 753-3517
About

Meet Josh

Areas Served

CA KS

Hi, my name is Josh Howard and I live in Sacramento, CA. My expertise is mortgage lending and I am blessed to be doing what I love. I have been serving customers’ needs in for over 20 years.

My intention is on making your home purchase experience remarkable, simplified, and communicative. I look forward to the opportunity to get to know you or simply engage in a helpful conversation that will provide answers to questions you may have in mind. There are many financing options that exist and together we will find the right one with the smartest fit for your needs.

20+ Years Experience
2 States Licensed
Josh's Advantage

Why choose Josh?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Josh is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Josh's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Josh

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional FHA VA USDA Jumbo Reverse Bank Statement
06:56
Josh

Josh Howard

Mortgage Advisor

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Hey Josh! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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