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Jennifer Clemens

Your Family Home Journey

Jennifer Clemens · Loan Officer

NMLS# 617388

Jennifer Clemens

Representing

Clemens Mortgage Group

NMLS# 617388

Powered by Xpert Home Lending

(602) 214-9048
About

Meet Jennifer

Areas Served

AZ IA MD

With over 17-years of experience in the mortgage industry, I bring a wealth of knowledge and expertise to my clients and real estate partners. I’ve helped countless individuals and families achieve their dreams of homeownership and building wealth through real estate. Whether you’re a first-time buyer or an experienced homeowner, I am dedicated to helping you achieve your goals.

Outside of work I enjoy spending time with family and friends, trying new restaurants, hiking, biking, paddle boarding, and travel.

3 States Licensed
Jennifer's Advantage

Why choose Jennifer?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Jennifer is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Jennifer's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Jennifer

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Jennifer's Clients

"From my first conversation with Jennifer all the way through and even past closing, she was incredibly professional and easy to work with. I've purchased several homes and this was by far the ..."

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Susan Parcells
Susan Parcells 2024-11-27
Google Review

"Jennifer is amazing to work with. She’s highly organized, hard-working and extremely smart. The best part is she’s become a friend through the years of several mortgages. She’s a blessing with a big ..."

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Elle Gee
Elle Gee 2025-06-04
Google Review

"Jen is the best! She goes above and beyond mortgages, she helped educate me on all things pertaining to the mortgage but even helped me save money on insurance with her reccomendations! All around ..."

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Sarah Hilse
Sarah Hilse 2026-03-07
Google Review

"I recently worked with Jennifer on a transaction for our out of state buyers, and I couldn’t be more impressed. She was professional, proactive, and truly went above and beyond to keep things moving ..."

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Anupama Gurjar
Anupama Gurjar 2025-06-02
Google Review

"It was a pleasure working with Jennifer. She provided me multiple options to package our loan to begin with. We closed within a week of submitting our documents. A very efficient loan process for ..."

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Srini Kannan
Srini Kannan 2025-08-29
Google Review
Loan Programs

Available programs

Conventional FHA VA USDA Jumbo Reverse Bank Statement
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Jennifer

Jennifer Clemens

Mortgage Advisor

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Hey Jennifer! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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