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Denise Wilts

Built on Honesty, Integrity & Competence

Denise Wilts · Loan Officer

NMLS# 1793715

Denise Wilts

Representing

Eagle Star Mortgage Group

NMLS# 1793715

Powered by Xpert Home Lending Inc.

(303) 514-8317
About

Meet Denise

Areas Served

CO GA MT ND SD TX NE TN

With a Masters in Business with an emphasis in Finance, and over 40 years in the real estate and finance industry, I recognize the life-changing value of homeownership. First Time Home Buyers are my passion! I am strongly committed to purposely, actively & thoughtfully serve as a known, liked & trusted Advisor in helping people in my community of relationships to achieve their dream of responsible homeownership along the path to wealth building & financial peace.

40+ Years Experience
8 States Licensed
Denise's Advantage

Why choose Denise?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Denise is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Denise's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Denise

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Denise's Clients

"Denise is a mortgage guru! She definitely know the best route to take to meet your mortgage goals and makes it so easy."

Hollie
Hollie 2025-08-01
Google Review

"I've known Denise and her family for many years, but this was the first time I used her brokerage services with this last family home search and purchase. She provided a great deal of quality advice ..."

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Ben Drake
Ben Drake 2025-08-01
Google Review

"So amazing to work with denise wilts. every time she has worked with me she has went above and beyond. And as well as her team very diligent , responsive , working in a timely matter to close the ..."

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R T
R T 2025-11-01
Google Review

"Denise is on top of everything, and she pays attention to detail, and will answer all of my questions, and is great at educating me on the whole process. I'd refer her to my friends and family any ..."

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Karen Reinhold
Karen Reinhold 2025-08-01
Google Review

"I highly recommend Denise to anyone looking for a knowledgeable, trustworthy and caring mortgage broker! She made everything easy to understand and was extremely professional."

Ashley Trout
Ashley Trout 2025-08-01
Google Review

"Denise did an incredible job of properly and methodically communicating the timeline for buying our home. She provided all necessary information, kept us on track, and showed us how much she cared ..."

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Anthony Senne
Anthony Senne 2022-08-01
Google Review

"Denise is knowledgeable, great at communicating, and quick to respond with products to meet customer needs. She doesn’t just try to sell you something that doesn’t make sense. Denise is the best!!!"

Pamela Ambrose
Pamela Ambrose 2026-07-01
Google Review

"Great experience with Denise highly recommend. Closes DSCR loan in about 2.5 weeks"

Donovan Olson
Donovan Olson 2025-11-01
Google Review

"Denise was great to work with! She is so patient and informative. She truly believes that no question is a bad question and will always go above and beyond to make sure you are prepared and ready for ..."

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Emily Landa
Emily Landa 2025-08-01
Google Review

"Denise was so easy to work with! She is responsive and gets back to you in a timely manner. She makes sure you feel prepared and supported throughout the whole process. No question feels like a ..."

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Ashleigh Tinkle
Ashleigh Tinkle 2025-08-01
Google Review
Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Denise

Denise Wilts

Mortgage Advisor

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