Back to advisors

Debra Jo Sheard

Making Mortgages Affordable

Debra Jo Sheard · Loan Officer

NMLS# 2362321

Debra Jo Sheard

Mortgage Advisor

Xpert Home Lending

NMLS# 2362321

(908) 208-5083
About

Meet Debra

Areas Served

DE NJ NC VA

From New Jersey classrooms to mortgage solutions. With a deep commitment to serving the community, Debra Jo Sheard has built a career around guiding and empowering individuals through life’s significant journeys. After dedicating 25 years as a public school educator in New Jersey, Debra Jo transitioned her passion for teaching and helping others into a successful career as a mortgage broker.

As a veteran educator, Debra Jo cultivated a unique set of skills that directly translated to her role as a mortgage broker. Patience, clear communication, and the ability to explain complex concepts in an understandable way were cornerstones of her teaching career and continued to define her approach to assisting clients with their mortgage needs. Whether it’s a first-time homebuyer or an experienced investor, Debra Jo takes the time to educate her clients about the mortgage process, exploring all options to find the solution that best fits their financial goals and budget.

25+ Years Experience
4 States Licensed
Debra's Advantage

Why choose Debra?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Debra is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Debra's Calculator
$
$
%
%

Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Debra

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional FHA VA USDA Jumbo Reverse Bank Statement
06:53
Debra

Debra Jo Sheard

Mortgage Advisor

Send Debra a quick text!

Hey Debra! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

Send to Debra
Get Started