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Debbi Galvan

Debbi Galvan – Your Lender for Life

Debbi Galvan · Loan Officer

NMLS# 190282

Call 925-595-3784 Contact Me Start Working with Debbi
Debbi Galvan

Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 190282

925-595-3784
About

Meet Debbi

Areas Served

CA

Buying a home or making decisions about your mortgage is about more than just getting a loan — it’s about choosing the right financing strategy for your goals.

As an experienced Mortgage Broker serving homeowners and homebuyers throughout California, I take the time to understand your complete financial picture, explain your options clearly, and create a mortgage strategy that makes sense for you — both today and for the future.

Whether you're a first-time homebuyer with W-2 income, a self-employed business owner with complex tax returns, an investor building your real estate portfolio, or a homeowner looking to access equity, consolidate debt, or restructure your mortgage, I can help you evaluate your options and develop a plan.

With access to a wide range of loan programs and lenders, my goal is to make the mortgage process straightforward and easy to understand while providing the personal guidance you deserve from application through closing — and long after.

I don't want to simply be your lender for one transaction. I want to be the mortgage advisor you can call whenever life, the market, or your financial goals change.

Your home. Your goals. Your mortgage strategy.
Your Lender for Life.

1 States Licensed
Debbi's Advantage

Why choose Debbi?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Debbi is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Debbi's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Debbi

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Debbi's Clients

"Debbi is simply OUTSTANDING! She has provided superior service and products on multiple loans over the past 7 years. Her personal interest and genuine care helps formulate living the best life."

Kim Bryan
Kim Bryan 2025-08-11
Review

"Debbi was amazing to work with. She was instrumental in helping us obtain our mortgage loan to purchase our dream home. She guided us through every step of the loan process and patiently answered all ..."

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Anna Ybarra
Anna Ybarra 2025-12-11
Review

"Debbi Galvan worked really hard for me from the beginning to the end. I was surprised at how quickly she pre-qualified me for a mortgage loan. Throughout the whole process she answered my calls and ..."

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Christine Mativo
Christine Mativo 2024-08-11
Review

"We had such a wonderful experience working with Debbi! From start to finish, she made the entire process feel smooth and stress-free. Her knowledge, professionalism, and responsiveness were ..."

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Cristina Ojeda
Cristina Ojeda 2025-08-11
Review

"Debbie took such incredible care of our family during a very quick move. From the very beginning, she brought a sense of calm, clarity, and reassurance when we needed it most. She was always ..."

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Lauren Thomson
Lauren Thomson 2026-04-11
Review

"Debbi was amazing to work with. She took care of everything and made sure we understood each step along the way. We felt supported the entire time and could tell she genuinely cared about helping us ..."

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Kristopher Taylor
Kristopher Taylor 2025-11-11
Review

"Debbi, is phenomenal! We were referred to her by friends and can say with confidence she exceeded our expectations. Her professionalism and knowledge of the market allowed us to choose the best loan ..."

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Sandra Leyba
Sandra Leyba 2025-09-11
Review

"I have worked with several mtg officers through out the years and Debbie was by far the best. She went up and beyond what any broker would do to close my loan. If it wasn't for her I would have never ..."

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Laurie North
Laurie North 2025-11-11
Review

"Debbi Galvan definitely is MY Lender for Life! 21 years ago when when my husband and I purchased our first house together, it was her first purchase loan as a lender. Through the years she has helped ..."

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Nicole Bernal
Nicole Bernal 2024-08-11
Review

"For any of your mortgage needs Debbie is your girl. Not only is she professional but she also does what's in your best interest. Always trying to find something that will work for you and your ..."

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Nina Avila
Nina Avila 2025-08-11
Review
Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Debbi

Debbi Galvan

Mortgage Advisor

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