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David Cramm

Making the Process Seamless

David Cramm · Loan Officer

NMLS# 565968

David Cramm

Mortgage Advisor

Xpert Home Lending

NMLS# 565968

(720) 203-9696
About

Meet David

mission is simple: Our Family Helping Yours.

Areas Served

CO

Welcome to That Mortgage Couple at Xpert Home Lending, where our family helps yours achieve the dream of homeownership. As seasoned mortgage professionals with over 20 years of experience each, Stephanie and David Cramm are dedicated to assisting all types of home buyers in securing financing tailored to their needs. About Us: That Mortgage Couple at Xpert Home Lending, our mission is simple: Our Family Helping Yours.

Stephanie and David understand the significance of finding the perfect home and strive to make the mortgage process seamless and stress-free for every client. What We Offer: As mortgage brokers, we have access to a wide range of loan programs to accommodate various financial situations. Whether you’re a first-time buyer, facing credit challenges, or in need of down payment assistance, we have the expertise to guide you through options such as FHA, VA, Conventional, Jumbo, non-QM loans, and more.

With competitive interest rates and a commitment to unparalleled service, we ensure that our clients receive the best possible financing solutions. Why Choose Us: Our dedication to customer satisfaction is reflected in our 5-star Google ranking, supported by over 100 glowing reviews. We pride ourselves on providing hands-on service, clear explanations, and competitive rates, treating every client as we would our own family.

Our Vision: Licensed in 42 states and expanding, Xpert Home Lending aims to be your trusted “Lender for Life.” Our goal is to continue offering superior service and rates to our clients, building lasting relationships based on trust and reliability. Whether you’re a seasoned homeowner or a first-time buyer, trust Stephanie and David Cramm to navigate the mortgage process with expertise and care. Contact us today to begin your journey to homeownership.

20+ Years Experience
1 States Licensed
David's Advantage

Why choose David?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, David is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator David's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with David

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional FHA VA USDA Jumbo Reverse Bank Statement
06:48
David

David Cramm

Mortgage Advisor

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Hey David! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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