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Dane Costa

Exceptional Service, Every Step

Dane Costa · Loan Officer

NMLS# 787138

Call (808) 554-8600 Contact Me Start Working with Dane
Dane Costa

Representing

Hi Velocity Mortgage

NMLS# 787138

Powered by Xpert Home Lending

(808) 554-8600
About

Meet Dane

Areas Served

HI

Dane Costa originally worked five years in the banking industry before becoming a loan officer for a retail lender in 2013. While working as a loan officer, he discovered his passion. He enjoyed helping first time homebuyers move into their dream homes, helping veterans make use of their VA loan benefits, and helping investors create wealth.

After 6 years of work as a loan officer, he realized that he could offer more by working as an independent Oahu mortgage broker. By joining Xpert Home Lending, Dane would be able to partner with multiple area lenders to offer the most competitive rates. He would also be able to take his superlative customer service skills to a whole new level.

By shopping around, he is able to match each borrower to the lender and loan product which are ideal for their needs.

6+ Years Experience
1 States Licensed
Dane's Advantage

Why choose Dane?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Dane is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Dane's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Dane

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Dane's Clients

"Dane was awesome and so easy to work with! He was responsive, efficient, and always kept us informed. We faced some challenges along the way, but Dane worked tirelessly to secure a home loan for our ..."

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Ofa Tauteoli
Ofa Tauteoli 2025-10-17
Google Review

"Dane and his team are HI Velocity Mortgage are fantastic. They made my first time home buying experience effortless. Their online portal to submit documents was fantastic and so easy to use. Dane was ..."

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Andres Delmonte
Andres Delmonte 2022-01-13
Google Review

"Going with Dane for my mortgage was the best decision I could have made. I live out of state and travel for work often but Dane kept seamless communication with me across all time zones. He made a ..."

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Katelynn Scully
Katelynn Scully 2024-05-21
Google Review

"Dane was easy to work with, professional and attentive to matters on every step of the loan. I was in need of a loan that local banks in my area seemed to be hesitant to work with and Dane was ..."

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Eric Allen Ching
Eric Allen Ching 2025-07-03
Google Review

"Working with Dane Costa at HI Velocity Mortgage was an incredibly smooth and painless experience. As a first time home owner, Dane was there to answer any questions I had and was always very ..."

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Nick A.
Nick A. 2021-05-06
Google Review
Loan Programs

Available programs

Conventional FHA VA USDA Jumbo Reverse Bank Statement
06:47
Dane

Dane Costa

Mortgage Advisor

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Hey Dane! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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