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Charles McCulloch

Your Family Home Journey

Charles McCulloch · Loan Officer

NMLS# 1281536

Charles McCulloch

Mortgage Advisor

Xpert Home Lending

NMLS# 1281536

(254) 744-4627
About

Meet Charles

Areas Served

TX

They call him Coach Charles McCulloch! Why? Well, because he has been a Varsity Football, Volleyball, girls’ and boys Basketball, Track & Cross-Country Coach.

In 2020, Charles thought he stepped back from athletic coaching. However in 2021, he was honored when he was asked to help coach the Coaches! Charles knew he would need to draw on his skills and passion to help the coaches.

He wanted them to learn the tips and tricks he has been able to refine over the years. Quickly realizing coaching adults is a little more fruitful than coaching athletes. Coach Charles still loves coaching athletes because he loves seeing the kids mature and grow into their potential.

Transitioning into coaching adults has been a true blessing for him. In addition to leading sales training classes or recording videos, Charles is involved in leading the Team in Waco, Texas. Outside of work, he mentions- Free time, what is that?

He enjoys life on the ranch with goats, chickens, ducks, dogs, and 18+ acres. There is always work there too! When winding down from Coaching and taking care of the ranch, his 3 daughters and wonderful wife make sure he keeps his feet grounded with all thing’s family!

As frequently as they can, Charles and his family enjoy a weekend unplugged from technology. They love camping close to a lake somewhere. In conclusion, contact Charles McCulloch today to get approved for a Texas home loan.

1 States Licensed
Charles's Advantage

Why choose Charles?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Charles is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Charles's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Charles

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional FHA VA USDA Jumbo Reverse Bank Statement
06:51
Charles

Charles McCulloch

Mortgage Advisor

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Hey Charles! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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