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Bobby Shah

Serving Our Community

Bobby Shah · Loan Officer

NMLS# 1972004

Bobby Shah

Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 1972004

(916) 647-7263
About

Meet Bobby

Turning Dreams Into Addresses.

Areas Served

CA

Bhavin “Bobby” Shah is a Mortgage Loan Officer, Realtor, and entrepreneur dedicated to helping families achieve their homeownership and financial goals. With more than 17 years of experience in customer service and business, Bobby brings a personalized, relationship-focused approach to every client he serves.

His professional accomplishments include being recognized with the Chairman Circle Award at Dignified Home Loans in 2021 and earning membership in the Sacramento Association of REALTORS® Masters Club from 2024 through 2026, recognizing his achievements in real estate sales and client service. He was also honored in 2026 for AANHPI Heritage Month by California Assemblymember Stephanie Nguyen for his professional and community contributions.

As both a Mortgage Loan Officer and Realtor, Bobby offers clients a unique understanding of the complete homebuying process—from finding the right property to securing the right financing. He is committed to making the mortgage experience clear, transparent, and as stress-free as possible.

Beyond his professional career, Bobby has been actively involved in charitable and community service with BAPS since 2008, volunteering his time toward cultural, educational, youth, and community initiatives.

Bobby’s philosophy is simple: build lasting relationships, provide exceptional service, and help turn Dreams Into Addresses.

1 States Licensed
Bobby's Advantage

Why choose Bobby?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Bobby is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Bobby's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Bobby

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Bobby

Bobby Shah

Mortgage Advisor

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Hey Bobby! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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