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Bob Dhindsa

Helping You Make Confident Mortgage Decisions

Bob Dhindsa · Loan Officer

NMLS# 2783942

Bob Dhindsa

Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 2783942

(916) 918-5089
About

Meet Bob

The most rewarding part of what I do is seeing the smile on my clients’ faces when their dreams become reality—helping them find the place where they'll build their lives, raise their families, and truly feel at home.

Areas Served

CA

With more than 13 years of mortgage and lending experience, Bob Dhindsa brings a wealth of knowledge, perspective, and a relationship-focused approach to helping clients achieve their homeownership and financial goals. Before establishing his mortgage practice in California, Bob built a successful career as a mortgage broker in Canada, where he was recognized as a 2024 finalist for Mortgage Broker of the Year – Regional (Prairies).

Throughout his career, Bob has especially enjoyed working with first-time homebuyers and guiding them through what can be one of the most important financial decisions of their lives. For Bob, the most rewarding part of the mortgage business is seeing the smile on a client's face when their dream becomes a reality—helping them purchase the home where they'll raise their family, create memories, and build a space of their own.

His experience also extends to helping clients build and grow real estate investment portfolios, navigate financing as self-employed borrowers, structure complex mortgage solutions, and explore commercial financing opportunities.

Bob believes good mortgage advice begins with transparency and understanding. He takes the time to explain financing options in clear, straightforward terms so clients understand not only what they're doing, but why. Rather than simply completing a transaction, his goal is to provide clients with the information and guidance they need to make informed decisions while building relationships that continue well beyond closing.

Based in the Roseville/Sacramento area, Bob serves homebuyers, homeowners, investors, and business owners throughout California.

Outside of mortgages, Bob's greatest joy is spending time with his wife and raising their two boys. He enjoys volunteering in the community, traveling with his family, and continuing to grow through his fitness and spiritual journeys.

1 States Licensed
Bob's Advantage

Why choose Bob?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Bob is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Bob's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Bob

No obligation. Takes about 2 minutes.

Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Bob

Bob Dhindsa

Mortgage Advisor

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Hey Bob! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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