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Ashley Silva

Your Trusted Mortgage Professional

Ashley Silva · Loan Officer

NMLS# 816206

Ashley Silva

Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 816206

(925) 464-6566
About

Meet Ashley

Areas Served

CA

With over 20 years experience in the mortgage industry, I am dedicated to helping individuals and families achieve their dreams of homeownership. As a Mortgage Loan Advisor, I provide a personalized service and expert guidance throughout the home loan process, ensuring a smooth and enjoyable experience for my clients. My team and I take pride in our extensive knowledge of various loan products, including Conventional, Jumbo, FHA, VA, USDA, Non-QM, Reverse Mortgages and many other financing options. This allows us to tailor our services to fit your unique financial situation. We take the time to educate our clients on their options, walk them through each step, and answer any questions they may have.

20+ Years Experience
1 States Licensed
Ashley's Advantage

Why choose Ashley?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Ashley is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Ashley's Calculator
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Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Ashley

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Ashley's Clients

"Ashley was very friendly, helpful and knowledgeable! She answered all of my questions in simple terms to help me understand. I was able to email/text any time and she responded to me within a timely ..."

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Juan Baltazar Jr
Juan Baltazar Jr 2025-08-01
Google Review

"As first-time homebuyers, working with Ashley was the best decision we made. She has vast experience, knew exactly what she was doing, and was always prompt in responding and making herself ..."

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Cynthia Zarate
Cynthia Zarate 2025-10-01
Google Review

"Big purchases such as buying a home will come with hesitations and worries, especially when it concerns the numbers and lending process and what that means for you as the buyer. Ashley understood my ..."

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Stephanie Morris
Stephanie Morris 2025-08-01
Google Review

"My experience with Ashley was amazing. She is very knowledgeable and always makes you feel at ease about the lending side of a Real Estate transaction. After knowing her for only a couple of months I ..."

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Ruby Bautista
Ruby Bautista 2025-08-01
Google Review

"Ashley is great. So much knowledge and experience. She cares and wants to help. Highly recommended her if you’re looking to buy or refinance!!!!"

Carol Goudy
Carol Goudy 2025-08-01
Google Review

"I just wanted to take a moment and provide feedback on Ashley Silva. She is an absolutely amazing Loan Officer! She is so detailed in every aspect and 100% makes sure that everyone on her team gets ..."

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Tyler Hancock
Tyler Hancock 2026-04-01
Google Review

"Ashley has been an amazing resource for lending options. She responds fast with authenticity, and is a breath of fresh air throughout the process, making tough transactions look easy."

Doug Crane
Doug Crane 2025-10-01
Google Review

"I’ve had the pleasure of working with Ashley Silva, and I cannot recommend her highly enough. She has consistently brought immense value to our interactions, providing not only top-tier loan services ..."

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Jacob Davenport
Jacob Davenport 2025-08-01
Google Review

"Ashley is one of the kindest people I know. She genuinely cares about you and finding the right fit for your needs! Her work ethic is next to none and her ability to genuinely connect and do the ..."

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victor villasenor
victor villasenor 2025-08-01
Google Review

"Ashley helped my parents & refinance and made it the most seamless process ever! She is extremely knowledgeable and she will make sure you are taken care of. I can not recommend her enough!!"

Rosa Ceja
Rosa Ceja 2025-08-01
Google Review
Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
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Ashley

Ashley Silva

Mortgage Advisor

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Hey Ashley! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

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