Andrea Ransom
Andrea Ransom · Loan Officer
NMLS# 2084016
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Mortgage Advisor
Xpert Home Lending Inc.
NMLS# 2084016
Mortgage guidance that makes the next step clear.
Andrea Ransom is a Mortgage Advisor passionate about helping people make confident, well-informed decisions about home financing. She began her mortgage career in 1998 and brings experience across both loan processing and mortgage advising, giving her a well-rounded understanding of the lending process from application through closing.
Her approach is thoughtful, educational, and client-first. Whether working with first-time homebuyers, move-up buyers, second-home purchasers, or homeowners considering a refinance, Andrea takes the time to understand each client’s goals, explain their options clearly, and build a mortgage strategy that supports the bigger financial picture—not just today’s rate.
Andrea holds a master’s degree in counseling and is the author of Community: 101 Ways to Be of Service and Create Community. Her background reflects the same philosophy she brings to lending: clear communication, meaningful connection, and service grounded in trust.
Xpert Home Lending Inc. consistently closes loans faster than the competition. A smoother process and happier clients.
You work directly with your Xpert advisor and their team— no call centers, no runaround.
Thousands of successful closings backed by 5-star client reviews.
Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Andrea is uniquely capable of finding the perfect fit for your unique situation.
Estimated Monthly Payment
$2,076
No obligation. Takes about 2 minutes.
"As a first time homebuyer who truly never thought homeownership was in the cards for me, I can't say enough about how amazing Andrea was! She remained steadfast and helped me to believe it would be ..."
Read full review"Andrea is everything you want from a loan officer - educational, patient, highly responsive, and quick. From our first conversation to coming to our signing at the escrow company, Andrea is a delight ..."
Read full review"Andrea is incredible. Everything you hope and dream the experience of getting a loan to be, that's what she delivers. She communicates, explains, revisits, discusses, looks out for your best ..."
Read full review"Andrea was invaluable as I navigated the home buying process by myself for the first time. Her experienced guidance and calm support helped keep me from being overwhelmed. She also went above and ..."
Read full review"Andrea is seriously the best! We've used her services twice for our last 2 homes and she was so supportive, knowledgeable, friendly and willing to answer any questions! We will always use her moving ..."
Read full review"Andrea is the best. She went above and beyond during the purchase of a condo for my client. There were some insurance claim issues, and she worked tirelessly to get them resolved. I highly recommend ..."
Read full review"Andrea is WONDERFUL to work with. My husband and I had the best experience buying our first home with her. She helped us lock in a lower mortgage rate 2 weeks before closing. She is incredibly ..."
Read full review"Andrea worked so hard getting our loan approved. It was a bit difficult due to lots of circumstances and she supported us from beginning to end. She truly went above and beyond for us. We would ..."
Read full review"Andrea is fantastic- I had a set of seller/buyer clients and Andrea was pivotal in getting both deals to closing. From recommending creative products to help potential buyers find our sale be more ..."
Read full review"I worked with Andrea on my loan and cannot say enough great things about my experience. She was kind and compassionate, helping to ease any stress related to this big purchase. She took ample time to ..."
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Andrea Ransom
Mortgage Advisor
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Hey Andrea! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?