Back to advisors

Alex Ramirez

VA Home Loan Expert

Alex Ramirez · Loan Officer

NMLS# 450556

Call 805-857-3708 Contact Me Start Working with Alex
Alex Ramirez

Mortgage Advisor

Xpert Home Lending Inc.

NMLS# 450556

805-857-3708
About

Meet Alex

Areas Served

AZ CA TX WA WY

Alex Ramirez is a mortgage expert, VA home loan specialist, Veteran advocate, certified Military relocation professional, and real estate educator serving Ventura County and San Fernando Valley and communities throughout Southern California. With more than 21 years of mortgage experience, he specializes in helping Veterans, active duty military, Reservists, National Guard members, first responders, and homebuyers achieve homeownership.

Outside of his mortgage career, Alex is President of the 501(c)(3) nonprofit Vets & Valor, a Board Member of the Simi Valley Veterans Foundation, and a local high school track & field coach who is passionate about mentoring young athletes and giving back to the community. He is a dedicated husband, father of two, and community leader committed to serving others both on and off the field.

5 States Licensed
Alex's Advantage

Why choose Alex?
 
 
 
 

01

Speed That Sets Records

Xpert Home Lending consistently closes loans faster than the competition. A smoother process and happier clients.

02

Direct Access, Always

You work directly with your Xpert advisor and their team— no call centers, no runaround.

03

Proven Track Record

Thousands of successful closings backed by 5-star client reviews.

04

Hundreds of Options

Not all situations are Cookie Cutter. With over 150 possible lenders to match with your loan file, Alex is uniquely capable of finding the perfect fit for your unique situation.

Plan Your Purchase

Mortgage Payment Calculator
 
 

Payment Estimator Alex's Calculator
$
$
%
%

Estimated Monthly Payment

$2,076

Principal & Interest $2,076
Loan Amount $320,000
Start Working with Alex

No obligation. Takes about 2 minutes.

Client Reviews

Real Reviews from Alex's Clients

"VA loans are the bread and butter of my real estate business. They are my babies. You don't trust just anyone with your babies, I trust him with my Veterans. Alex has been able to do an amazing job ..."

Read full review
Daniel Cuevas
Daniel Cuevas 2023-08-01
Google Review

"I highly recommend working with Alex, not only was he professional and helped our client find a new home, and walking them through the process, but he went above and beyond. He's the type of ..."

Read full review
Yesenia Ayala
Yesenia Ayala 2024-08-01
Google Review

"VA Loans are the best home loan that one can use to purchase a property. However, you need to have an expert mortgage lender who understands how to maximize the benefits and explain these benefits ..."

Read full review
Steven Rotsart:Coldwell Banker Realty
Steven Rotsart:Coldwell Banker Realty 2023-08-01
Google Review
Loan Programs

Available programs

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Reverse Mortgages Bank Statement Loans Non-QM Loans ITIN Loans Asset Utilization Loans HELOCs Down Payment Assistance Bridge Loans DSCR Loans Commercial Loans Hard Money Loans
08:10
Alex

Alex Ramirez

Mortgage Advisor

Send Alex a quick text!

Hey Alex! I am Your Name, came across your profile on the Xpert Website and am wanting some help on a home purchase. What would be my next steps?

Send to Alex
Get Started