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Xpert Home Lending

Home Products Calculators Careers Find My Advisor

Home Products Calculators Careers

Find My Advisor

Your Dedicated Advisor

David Stephenson

Owner - Sr. Mortgage Advisor

NMLS# 181057

(970) 567-8399 david@nc-mc.com

Representing

Northern Colorado Mortgage Company

Start Working with David

Step 1 of 4

What is the purpose of your loan? *

Purchase

Refinance

Home Equity

Are you already working with someone at Xpert Home Lending Inc.?

Yes, I have an advisor I'll search for them

No, match me with an advisor We'll pair you with someone great

Search for your loan officer

Type of property *

How will you use this property? *

Is this your first time purchasing property? *

Yes No

Where are you in the home buying process? *

Would you like to be connected with a trusted real estate agent?

Yes No

Where is the property located? *

Estimated purchase price *

$

Estimated down payment *

$

Type of property *

How will this property be used? *

Where is the property located? *

Estimated property value *

$

Remaining mortgage balance *

$

Current interest rate *

%

Do you have a second mortgage? *

Yes No

Would you like to borrow additional cash? *

Yes No

Have you made any late mortgage payments in the last year? *

Estimated credit score *

Military status *

Employment status *

Gross annual income *

$

Have you filed for bankruptcy in the last 7 years? *

Yes No

Have you filed for foreclosure in the last 7 years? *

Yes No

Almost done! How can we reach you?

First Name *

Last Name *

Email *

Phone *

You're all set!

Thank you! Your inquiry has been submitted. Your loan officer will be in touch shortly.

Ready to submit your full application?

Apply Here

You're working with David. Choose how you'd like to begin.

Get Quote Answer a few quick questions to request a personalized quote Apply Now Begin your secure loan application

Not working with David? Find your advisor

XHL

Xpert Home Lending Inc.

Navigate the mortgage process with confidence. We make it easier, faster, and personal.

Xpert Home Lending Inc. is a Real Estate Broker Licensed by the California Department of Real Estate DRE #02166758

Products

Conventional
FHA
VA
Jumbo
Non-QM

Resources

Areas We Serve
Blog
Loan Programs
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Mortgage Basics
Licenses
TX Recovery Fund Claims
NMLS Consumer Access

Contact

Corporate Office
100 Highpoint Park Way Suite 202
Braselton, GA 30517
(470) 660-5693

NMLS: 2179191

Xpert Home Lending Inc. is licensed in 44 jurisdictions. For a complete list of licensed areas click here.

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Copyright © 2026 Xpert Home Lending Inc. | All Rights Reserved

This is not an offer to lend or extend credit. All loans are subject to credit approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states. Other restrictions and limitations may apply. Xpert Home Lending Inc. Corporate NMLS #2179191. Equal Housing Lender. For licensing information, visit nmlsconsumeraccess.org.